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Exam 13: Benefits and Services

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Question 51

Multiple Choice

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Social Security offers all of the following EXCEPT ________.

A) survivor's benefits for those insured under the Social Security Act
B) disability payments to employees who become totally disabled
C) tax refunds for retirees who are 55 and older
D) Medicare program administration

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Question 52

Multiple Choice

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________ provide services like financial counseling,child care referrals,elder care referrals,adoption assistance,mental health counseling,and life event planning.

A) Pension plans
B) Employee assistance programs
C) Family-friendly benefits
D) Benefit management systems

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Question 53

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When employers offer domestic partner benefits to employees,it means that employees' same-sex domestic partners are eligible to receive the same benefits as do the husband,wife,or legal dependent of one of the firm's employees.

Which of the following is a prepaid health care system that provides medical services for employees who pay a nominal fee?

All of the following benefits are required by federal or state law EXCEPT ________.

The Pension Benefits Guarantee Corporation guarantees both defined benefit plans and defined contribution plans.

Which of the following provides pay to an employee when he or she is temporarily out of work because of illness?

Eric has worked full-time for a large manufacturing company for over three years.Eric and his wife have recently adopted a baby,and Eric wants to take time off from work to care for the child.Which of the following laws most likely applies to Eric's situation?

Orion is a business software firm based in Atlanta that employs over 400 people.Orion has traditionally provided legislatively required benefits for its employees including Social Security,workers' compensation,and unemployment insurance.In addition,Orion offers employees health and dental insurance.Orion employees work Monday through Friday on a 9 to 5 schedule.Orion's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. Which of the following,if true,undermines the argument that Orion should offer its employees a cafeteria plan?

The stipulations of the Family and Medical Leave Act apply to private employers of 50 or more employees.

When an employer makes all of the contributions to the pension plan,the pension plan is classified as ________.

How is the Social Security program funded?

All of the following are preventive services offered by employers as part of their wellness programs EXCEPT ________.

All of the following are health care cost-control methods used by employers EXCEPT ________.

What benefits are required by federal or state laws? What benefits are discretionary on the part of employers?

Curt works at a computer firm that is experiencing financial difficulties.In an attempt to save money and prevent layoffs,the firm is enforcing a temporary reduction in work hours for Curt's division.Curt now works 35 hours a week instead of 40.Which of the following most likely describes this situation?

Which of the following represents the largest proportion of all reported disabilities?

Which of the following provides lower rates for the employer or employee and includes all employees regardless of health or physical condition?

Orion is a business software firm based in Atlanta that employs over 400 people.Orion has traditionally provided legislatively required benefits for its employees including Social Security,workers' compensation,and unemployment insurance.In addition,Orion offers employees health and dental insurance.Orion employees work Monday through Friday on a 9 to 5 schedule.Orion's top executives are considering the idea of adding a flexible benefits plan and implementing a flexible work schedule. All of the following questions are relevant to Orion's decision to add a cafeteria plan EXCEPT which one?

Which of the following requires that pension rights be vested and protected by the Pension Benefits Guarantee Corporation?